Underinsured Motorists Coverage:
Provides coverage for bodily injury, and in some states, property damage,
for losses incurred by an insured when an accident is caused by a motorist
who does not have sufficient insurance limits
Unearned Premium:
That portion of the policy premium that represents the unexpired policy term
Uninsured Motorists Coverage:
Provides coverage for bodily injury, and in some states, property damage,
for losses incurred by an insured when an accident is caused by a motorist
who is not insured
